Privacy Policy

Effective: February 1, 2025

Intro

Dyne Technologies, Inc. built a SERVICE that consists of a suite of payment solutions enabling businesses to request and receive payments through shareable links, dedicated URLs and QR codes. Individuals and businesses use our platform to facilitate purchases, make bookings, accept payments, and send payouts. This Privacy Policy (“Policy”) describes the Personal Data we collect, how we use and share it, along with details on how you can reach out to us with privacy-related inquiries. Additionally, the Policy outlines your rights as a data subject and choices you have, including the right to object to certain usages of your Personal Data by us. For further information about our privacy practices, including our Supplemental U.S. Notice, please continue reading.

In this Policy, “SNAPnTAP”, “we”, “our,” or “us” refers to the Dyne Technologies entity responsible for the collection, use, and handling of Personal Data as described in this document. Entities may also include: TableTab, Hotel MagIQ, Locol.ai, QiosQs, SNAPnPAY.

“Personal Data” refers to any information associated with an identified or identifiable individual, which can include data you provide to us, and we collect about you during your interaction with our Services (such as device information, IP address, etc.).

“Services” refer to the products and services provided by SNAPnTAP under the SNAPnTAP Services Agreement and the SNAPnTAP Consumer Terms of Service. Our “Business Services” are services that we provide to entities (“Business Users”) that directly and indirectly provide us with “End Customer” Personal Data in connection with their own business operations and activities. Our “End User Services” are those that SNAPnTAP provides directly to individuals for their personal use. “Sites” refer to SNAPnTAP.com, Local.ai, TableTab.io, HotelMagIQ.com, QiosQs.com and any URL that starts with https://dyne.page.link/. Collectively, we refer to Sites, Business Services, and End User Services as “Services.”

“Payment Partners” are payment service providers, such as Stripe.com and Square.com that we partner with to provide the Services.

Depending on the context, “you” might be an End Customer, End User, Representative, or Visitor:

  • When you use an End User Service for personal use, such as clicking on a https://dyne.page.link/ dynamic URL, we refer to you as an “End User.”
  • When you sign up for, and provide services on the SNAPnTAP platform, we refer to you as a “Business User.”
  • When you are acting on behalf of an existing or potential Business User—perhaps as a company founder, account administrator for a Business User, or a recipient of an employee credit card from a Business User via Stripe—we categorize you as a “Representative.”
  • When you interact with SNAPnTAP by visiting a Site without being logged into a SNAPnTAP account, or when your interaction with SNAPnTAP does not involve you being an End User, End Customer, or Representative, you are considered a “Visitor.” For example, you are a Visitor when you send a message to SNAPnTAP asking for more information about our Services.

In this Policy, “Transaction Data” refers to data collected and used by SNAPnTAP to facilitate transactions you request. Some Transaction Data is Personal Data and may include: your name, email address, contact number, billing and shipping address, payment method information (like credit or debit card number, bank account details, or payment card image chosen by you), merchant and location details, amount and date of purchase, and in some instances, information about what was purchased.

Depending on the activity, SNAPnTAP assumes the role of “data controller” and/or “data processor” (or “service provider”) while in other circumstances, SNAPnTAP assumes the role of a “data controller” and/or “data processor” (or “service provider”). For more details about our role, the specific SNAPnTAP entity responsible under this Policy, and our legal bases for processing your Personal Data, please visit our Privacy Center.

  1. Personal Data that we collect and how we use and share it
  2. More ways we collect, use and share Personal Data
  3. Legal bases for processing data
  4. Your rights and choices
  5. Security and retention
  6. International data transfers
  7. Updates and notifications
  8. Jurisdiction-specific provisions
  9. Contact us
  10. US Consumer Privacy Notice

1. Personal Data we collect and how we use and share it

Our collection and use of Personal Data differs based on whether you are an End User, End Customer, Representative, or Visitor, and the specific Service being utilized. For example, if you’re a sole proprietor who wants to use our Business Services, we may collect your Personal Data to onboard your business; at the same time, you might also be an End Customer if you’ve bought goods from another Business User utilizing our Services for payment processing. You could be an End User if you used our End User Service, such as https://dyne.page.link/, for those transactions.

1.1 End Users

We provide End User Services when we provide the Services directly to you for your personal use (e.g., https://dyne.page.link/).

    a. Legal bases we rely on to process personal data as a data controller?

We rely upon a number of legal grounds to enable our use of your Personal Data. In short, we use Personal Data to facilitate the business relationships we have with our Business Users and End Users, to comply with our financial regulatory and other legal obligations, and to pursue our legitimate business interests. We also use Personal Data to complete transactions and to provide payment-related services to our Business Users.

The table below provides a detailed overview of why and how we use your Personal Data.

PROCESSING PURPOSECATEGORIES OF PERSONAL DATALEGAL BASES
Provide our Services. To provide services to you, including delivery, support, personalization and messages related to the service.Your name, contact information, and encrypted Stripe information.Our contractual necessity to perform our contractual relationship with you, under applicable data protection laws.

Fraud Detection Services.

We use your Personal Data collected across our Services to detect and prevent fraud against us, our Business Users and financial partners, including to detect unauthorized log-ins using your online activity.

Transaction information. This includes: name, email address, billing and/or shipping address, payment method information (such as credit or debit card number, bank account information or payment card image), merchant and location, purchase amount, date of purchase, and in some cases, some information about what you have purchased, phone number.

This includes web browsing information, usage data, referring URLs, location, cookies data, device data and identifiers.

IP address and physical address.

Our legitimate interests in monitoring and detecting fraud to ensure we detect activity that can have a harmful effect on our End Users.
Marketing and Advertising. We may use your Personal Data to assess your eligibility for and offer you other Services. We use End User Personal Data for interest-based advertising and marketing purposes. We do not share End Customer Personal Data to third parties for their marketing purposes unless you give us or the third party permission to do so.

Contact information including: name, email address, work phone number, and job title.

Connection data such as IP address, and web behavior (page visited, length on page, etc.)

Based on consent in processing this personal information.

Our legitimate interest in undertaking marketing activities to offer you products or services that may be of interest to you.

 

For the purposes of the General Data Protection Regulation, we rely upon a number of legal bases to enable our processing of your Personal Data.

    b. Personal Data we collect about End Users

Connecting your bank account. SNAPnTAP utilizes Stripe to allow you to store your payment methods. Please refer to Stripe’s Privacy Center to learn more about the data that Stripe stores and how it is used.

Paying. When you purchase goods or services through SNAPnTAP, we receive your Transaction Data. For instance, when you make a payment on the SNAPnTAP platform, we collect information about the transaction, as well as your contact and payment method details.

    c. How we use and share Personal Data of End Users

Services. We use and share your Personal Data to provide the End User Services to you, which includes support, personalization (such as language preferences and setting choices), and communication about our End User Services (such as communicating Policy updates and information about our Services). For example, SNAPnTAP may use cookies and similar technologies or the data you provide to our Business Users (such as when you input your email address on a Business User’s website) to recognize you and help you complete transactions on our Business User’s landing page. Learn more about how we use cookies and similar technologies in SNAPnTAP’s Cookie Policy.

Our Business Users. When you use SNAPnTAP links to make payments, we share your Transaction Data with the Business Users you choose to do business with. Furthermore, when you opt to connect your bank account through Stripe, you can also direct Stripe to share your account information with Business Users you do business with. Please note these Business Users have their own privacy policies, which should describe how they use the information shared with them.

Transactions. When you use a link to make payments, we use your Personal Data (such as name, contact information, payment method details) saved with Stripe to complete transactions via the Stripe transaction network. We provide such data to Business Users and others you do business with and process it as a Data Processor for those Business Users, as detailed in Section 1.2 of this Policy.

Advertising. We may use your Personal Data to assess your eligibility for, and offer you, other End User Services or promote existing End User Services. Where allowed by law (including with your opt-in consent where required), we use and share End User Personal Data with others so that we may market our End User Services to you, including through interest-based advertising. We do not transfer your Personal Data to third parties in exchange for payment, but we may provide your data to third party partners, such as advertising partners, analytics providers, and social networks, who assist us in advertising our Services to you.

1.2 End Customers

SNAPnTAP, along with partners, provide various Business Services to our Business Users, which include in-person or online checkout payment processing or processing payouts for those Business Users. When acting as a service provider—also referred to as a data processor—for a Business User, we process End Customer Personal Data in accordance with our agreement with the Business User and the Business User’s lawful instructions. This happens, for example, when we process a payment for a Business User because you purchased a product from them, or when the Business User asks us to send you funds.

Business Users are responsible for ensuring that the privacy rights of their End Customers are respected, including obtaining appropriate consents and making disclosures about their own data collection and use associated with their products and services. If you’re an End Customer, please refer to the privacy policy of the Business User you’re doing business with for its privacy practices, choices, and controls.

    a. Personal Data we collect about End Customers

Transaction Data. If you’re an End Customer making payments to, receiving refunds from, initiating a purchase or donation, or otherwise transacting with our Business User, whether in-person or online, we receive your Transaction Data. We may also receive your transaction history with the Business User. Additionally, we may collect information entered into a checkout form even if you opt not to complete the form or transact with the Business User. A Business User who utilizes Stripe’s Terminal Service to provide its goods or services to End Customers may use the Terminal Service to collect End Customer Personal Data (like your name, email, phone number, address, signature, or age) in accordance with its own privacy policy.

    b. How we use and share Personal Data of End Customers

To provide our Business Services to our Business Users, we use and share End Customers’ Personal Data with them. Where allowed, we also use End Customers’ Personal Data for SNAPnTAP’s own purposes such as enhancing security, improving and offering our Business Services, and preventing fraud, loss, and other damages, as described further below.

Payment processing and accounting. We use your Transaction Data to deliver Payment-related Business Services to Business Users, including online payment transactions processing, sales tax calculation, invoice and bill handling, and helping them determine their revenue, settle their bills, and execute accounting tasks. We may also use your Personal Data to provide and improve our Business Services.

During payment transactions, your Personal Data is shared with various entities in connection to your transaction. As a service provider or data processor, we share Personal Data to enable transactions as directed by Business Users. For instance, when you choose a payment method for your transaction, be it a credit card, debit card, Buy Now Pay Later, or direct debit, your payment method provider may receive your Transaction Data from transactions facilitated by Stripe. The Business User you choose to do business with also receives Transaction Data and might share the data with others. Please review their privacy policies for more information about how they use and share your Personal Data.

Financial services. Certain Business Users leverage our Services to offer financial services to you via Stripe or our Financial Partners.

Our Business Users (and their authorized third parties). We share End Customers’ Personal Data with their respective Business Users and parties directly authorized by those Business Users to receive such data. Here are common examples of such sharing:

  • Sharing information that you have provided to us with a Business User so that we can send payments to you on behalf of that Business User.

The Business Users you choose to do business with may further share your Personal Data with third parties (like additional third party service providers other than Stripe). Please review the Business User’s privacy policy for more information.

Advertising by Business Users. If you initiate a purchasing process with a Business User, the Business User receives your Personal Data from us in connection with our provision of Services even if you don’t finish your purchase. The Business User may use your Personal Data to market and advertise their products or services, subject to the terms of their privacy policy. Please review the Business User’s privacy policy for more information, including your rights to stop their usage of your Personal Data for marketing purposes.

1.3 Representatives

We collect, use, and share Personal Data from Representatives of Business Users (for example, business owners) to provide our Business Services.

    a. Personal Data we collect about Representatives 

Registration and contact information. When you register for a SNAPnTAP account for a Business User, we collect your name and login credentials. If you register for or attend an event organized by SNAPnTAP or sign up to receive SNAPnTAP communications, we collect your registration and profile data. As a Representative, we may collect your Personal Data from third parties, including data providers, to advertise, market, and communicate with you. We may also link a location with you to tailor the Services or information effectively to your needs.

Identification Information. As a current or potential Business User, an owner of a Business User, or a shareholder, officer, or director of a Business User, we need your contact details, such as name, postal address, telephone number, and email address, to fulfill our Financial Partner and regulatory requirements, verify your identity, and prevent fraudulent activities and harm to the SNAPnTAP platform. We may collect your Personal Data, such as ownership interest in the Business User, date of birth, government-issued identity documents, and associated identifiers, as well as any history of fraud or misuse, directly from you and/or from third parties such as credit bureaus and via the Services we provide.

    b. How we use and share Personal Data of Representatives 

We typically use the Personal Data of Representatives to provide the Business Services to the corresponding Business Users. The ways we use and share this data are further described below.

Business Services. We use and share Representatives’ Personal Data with Business Users to provide the Services requested by you or the Business User you represent.

In some instances, we may have to submit your Personal Data to a government entity to provide our Business Services, for purposes such as the incorporation of a business, or calculating and paying applicable sales tax. For our tax-related Business Services, we may use your Personal Data to file taxes on behalf of the Business User you represent.

Advertising. Where allowed by applicable law, we use and share Representatives’ Personal Data with third parties so we can advertise and market our Services. Subject to applicable law, including any consent requirements, we may advertise through interest-based advertising and track the efficacy of such ads. See our Cookie Policy. We do not transfer your Personal Data to third parties in exchange for payment. However, we may provide your data to third party partners, like advertising partners, analytics providers, and social networks, who assist us in advertising our Services.

More. For further information about additional ways by which we may use and share Representatives’ Personal Data, please see the More ways we collect, use, and share Personal Data section below.

1.4 Visitors

We collect, use, and share the Personal Data of Visitors. More details about how we collect, use, and share Visitors’ Personal Data, along with the legal bases we rely on for processing such Personal Data, can be found in our Privacy Center.

    a. Personal Data we collect about Visitors

When you browse our Sites, we receive your Personal Data, either provided directly by you or collected through our use of cookies and similar technologies. See our Cookie Policy for more information. If you opt to complete a form on the Site or third party websites where our advertisements are displayed (like LinkedIn or Facebook), we collect the information you included in the form. This may include your contact information and other information pertaining to your questions about our Services. We may also associate a location with your visit. Learn More.

More. Further details about other types of Personal Data that we may collect from Visitors, including your online activity, can be found in the More ways we collect, use, and share Personal Data section below.

    b. How we use and share Personal Data of Visitors

Personalization. We use the data we collect from cookies and similar technologies about you to measure user engagement with the content on the Sites, improve relevancy and navigation, customize your user experience (such as language preference and region-specific content), and curate content about SNAPnTAP and our Services that’s tailored to you. For instance, as not all of our Services are available globally, we may customize our responses based on your region.

Advertising. Where allowed by applicable law, we use and share Visitors’ Personal Data with third parties so we can advertise and market our Services. Subject to applicable law, including any consent requirements, we may advertise through interest-based advertising and track the efficacy of such ads. See our Cookie Policy. We do not transfer your Personal Data to third parties in exchange for payment. However, we may provide your data to third party partners, like advertising partners, analytics providers, and social networks, who assist us in advertising our Services. Learn more.

Engagement. As you interact with our Sites, we use the information we collect about and through your devices to provide opportunities for further interactions, such as discussions about Services or interactions with chatbots, to address your questions.

More. For further information about additional ways by which we may use and share Visitors’ Personal Data, please see the More ways we collect, use, and share Personal Data section below.

2. More ways we collect, use, and share Personal Data

In addition to the ways described above, we also process your Personal Data as follows:

    a. Collection of Personal Data

Online Activity. Depending on the Service used and how our Business Services are implemented by the Business Users, we may collect information related to:

  • The devices and browsers you use across our Sites and third party websites, apps, and other online services (“Third Party Sites”).
  • Usage data associated with those devices and browsers and your engagement with our Services, including data elements like IP address, plug-ins, language preference, time spent on Sites and Third Party Sites, pages visited, links clicked, payment methods used, and the pages that led you to our Sites and Third Party Sites. We also collect activity indicators, such as mouse activity indicators, to help us detect fraud. Learn More. See also our Cookie Policy.

Communication and Engagement Information. We also collect information you choose to share with us through various channels, such as support tickets, emails, or social media. If you respond to emails or surveys from SNAPnTAP, we collect your email address, name, and any other data you opt to include in your email or responses. If you engage with us over the phone, we collect your phone number and any other information you might provide during the call. Additionally, we collect your engagement data, like your registration for, attendance at, or viewing of SNAPnTAP events and any other interactions with SNAPnTAP personnel.

Forums and Discussion Groups. If our Sites allow posting of content, we collect Personal Data that you provide in connection with the post.

    b. Use of Personal Data. 

Besides the use of Personal Data described above, we use Personal Data in the ways listed below:

Improving and Developing our Services. We use analytics on our Sites to help us understand your use of our Sites and Services and diagnose technical issues. Please review our Cookie Policy to learn more about how you can control our use of cookies and third party analytics. We also collect and process Personal Data throughout our various Services, whether you are an End User, End Customer, Representative, or Visitor, to improve our Services, develop new Services, and support our efforts to make our Services more relevant and useful to you. Learn More.

Communications. We use the contact information we have about you to deliver our Services, which may involve sending codes via SMS for your authentication. Learn More. If you are an End User, Representative, or Visitor, we may communicate with you using the contact information we have about you to provide information about our Services and our affiliates’ services, invite you to participate in our events, surveys, or user research, or otherwise communicate with you for marketing purposes, in compliance with applicable law, including any consent or opt-out requirements. For example, when you provide your contact information to us or when we collect your business contact details through participation at trade shows or other events, we may use this data to follow up with you regarding an event, provide information requested about our Services, and include you in our marketing information campaigns. Where permitted under applicable law, we may record our calls with you to provide our Services, comply with our legal obligations, perform research and quality assurance, as well as for training purposes.

Social Media and Promotions. If you opt to submit Personal Data to engage in an offer, program, or promotion, we use the Personal Data you provide to manage the offer, program, or promotion. We also use the Personal Data you provide, along with the Personal Data you make available on social media platforms, for marketing purposes, unless we are not permitted to do so.

Fraud Prevention and Security. We collect and use Personal Data to help us identify and manage activities that could be fraudulent or harmful across our Services, enable our fraud detection Business Services, and secure our Services and transactions against unauthorized access, use, alteration or misappropriation of Personal Data, information, and funds. As part of the fraud prevention, detection, security monitoring, and compliance efforts for SNAPnTAP and its Business Users, we collect information from third parties (such as credit bureaus) and via the Services we offer. In some instances, we may also collect information about you directly from you, or from our Business Users, Financial Partners, and other third parties for the same purposes. Furthermore, to protect our Services, we may receive details such as IP addresses and other identifying data about potential security threats from third parties. Learn More. Such information helps us verify identities, conduct credit checks where lawfully permitted, and prevent fraud. Additionally, we might use technology to evaluate the potential risk of fraud associated with individuals seeking to procure our Business Services or arising from attempted transactions by an End Customer or End User with our Business Users or Financial Partners.

Minors. Our Services are not directed to children under the age of 13, and we request that they do not provide Personal Data to seek Services directly from SNAPnTAP. In certain countries, we may impose higher age limits as required by applicable law.

    c. Sharing of Personal Data. 

Besides the sharing of Personal Data described above, we share Personal Data in the ways listed below:

SNAPnTAP Affiliates. We share Personal Data with other SNAPnTAP-affiliated entities for purposes identified in this Policy.

Service Providers or Processors. In order to provide, communicate, market, and advertise our Services, we depend on service providers. These providers offer critical services spanning from providing cloud infrastructure, conducting analytics for the assessment of speed, accuracy, and/or security of our Services, verifying identities, to providing customer service and audit functions. We authorize these service providers to use or disclose the Personal Data we make available to them to perform services on our behalf and comply with relevant legal obligations. We mandate these service providers to contractually commit to ensuring the security and confidentiality of the Personal Data they process on our behalf. The majority of our service providers are based in the United States of America and the European Union. Learn More.

Financial Partners. We share Personal Data with certain Financial Partners to provide Services to Business Users seeking such Services as well as offer certain Services in conjunction with these Financial Partners.

Corporate Transactions. If we enter or intend to enter a transaction that modifies the structure of our business, such as a reorganization, merger, sale, joint venture, assignment, transfer, change of control, or other disposition of all or part of our business, assets, or stock, we may share Personal Data with third parties in connection with such transaction. Any other entity that buys us or part of our business will have the right to continue to use your Personal Data, but subject to the terms of this Policy.

Compliance and Harm Prevention. We share Personal Data when we believe it is necessary to comply with applicable law; to abide by rules imposed by Financial Partners in connection with the use of their payment method; enforce our contractual rights; secure and protect the Services, rights, privacy, safety, and property of SNAPnTAP, you, and others, including against malicious or fraudulent activity; and to respond to valid legal requests from courts, law enforcement agencies, regulatory agencies, and other public and government authorities, which may include authorities outside your country of residence.

3. Legal bases for processing Personal Data

4. Your rights and choices

Depending on your location and subject to applicable law, you may have choices regarding our collection, use, and disclosure of your Personal Data:

    a. Opting out of receiving electronic communications from us

If you wish to stop receiving marketing-related emails from us, you can opt-out by clicking the unsubscribe link included in such emails or as described here. We’ll try to process your request(s) as quickly as reasonably practicable. However, it’s important to note that even if you opt out of receiving marketing-related emails from us, we retain the right to communicate with you about the Services you receive (like support and important legal notices) and our Business Users might still send you messages or instruct us to send you messages on their behalf.

    b. Your data protection rights

Depending on your location and subject to applicable law, you may have the following rights regarding the Personal Data we control about you:

  • The right to request confirmation of whether SNAPnTAP is processing Personal Data associated with you, and if so, request access to that Personal Data (Learn More);
  • The right to request that SNAPnTAP rectify or update your Personal Data if it’s inaccurate, incomplete, or outdated;
  • The right to request that SNAPnTAP erase your Personal Data in certain circumstances as provided by law (Learn More);
  • The right to request that SNAPnTAP restrict the use of your Personal Data in certain circumstances, such as while SNAPnTAP is considering another request you’ve submitted (for instance, a request SNAPnTAP update your Personal Data);
  • The right to request that we export the Personal Data we hold about you to another company, provided it’s technically feasible;
  • The right to withdraw your consent if your Personal Data is being processed based on your previous consent;
  • The right to object to the processing of your Personal Data if we are processing your data based on our legitimate interests; unless there are compelling legitimate grounds or the processing is necessary for legal reasons, we will cease processing your Personal Data upon receiving your objection (Learn More); 
  • The right not to be discriminated against for exercising these rights; and 
  • The right to appeal any decision by SNAPnTAP relating to these rights by contacting SNAPnTAP’s Data Protection Officer (“DPO”) at [email protected]

You may have additional rights, depending on applicable law, over your Personal Data. For example, see the Jurisdiction-specific provisions section under United States below.

    c. Process for exercising your data protection rights 

To exercise your data protection rights, visit our Privacy Center or contact us as outlined below.

5. Security and Retention

We make reasonable efforts to provide a level of security appropriate to the risk associated with the processing of your Personal Data. We maintain organizational, technical, and administrative measures designed to protect the Personal Data covered by this Policy from unauthorized access, destruction, loss, alteration, or misuse. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure.  

We encourage you to assist us in protecting your Personal Data. If you hold a SNAPnTAP account, you can do so by using a strong password, safeguarding your password against unauthorized use, and avoiding using identical login credentials you use for other services or accounts for your SNAPnTAP account. If you suspect that your interaction with us is no longer secure (for instance, you believe that your SNAPnTAP account’s security has been compromised), please contact us immediately.

We retain your Personal Data for as long as we continue to provide the Services to you or our Business Users, or for a period in which we reasonably foresee continuing to provide the Services. Even after we stop providing Services directly to you or to a Business User that you’re doing business with, and even after you close your SNAPnTAP account or complete a transaction with a Business User, we may continue to retain your Personal Data to:

  • Comply with our legal and regulatory obligations;
  • Enable fraud monitoring, detection, and prevention activities; and
  • Comply with our tax, accounting, and financial reporting obligations, including when such retention is required by our contractual agreements with our Financial Partners (and where data retention is mandated by the payment methods you’ve used).

In cases where we keep your Personal Data, we do so in accordance with any limitation periods and record retention obligations imposed by applicable law. 

6. International Data Transfers

As a global business, it’s sometimes necessary for us to transfer your Personal Data to countries other than your own, including the United States. These countries might have data protection regulations that are different from those in your country. When transferring data across borders, we take measures to comply with applicable data protection laws related to such transfer. In certain situations, we may be required to disclose Personal Data in response to lawful requests from officials, such as law enforcement or security authorities.

If you are located in the European Economic Area (“EEA”), the United Kingdom (“UK”), or Switzerland, please refer to our Privacy Center for additional details. When a data transfer mechanism is mandated by applicable law, we employ one or more of the following:

  • Transfers to certain countries or recipients that are recognized as having an adequate level of protection for Personal Data under applicable law.  
  • EU Standard Contractual Clauses approved by the European Commission and the UK International Data Transfer Addendum issued by the Information Commissioner’s Office. You can obtain a copy of the relevant Standard Contractual Clauses. 
  • Other lawful methods available to us under applicable law. 

7. Updates and notifications

We may change this Policy from time to time to reflect new services, changes in our privacy practices or relevant laws. The “Last updated” legend at the top of this Policy indicates when this Policy was last revised. Any changes are effective the latter of when we post the revised Policy on the Services or otherwise provide notice of the update as required by law.

We may provide you with disclosures and alerts regarding the Policy or Personal Data collected by posting them on our website and, if you are an End User or Representative, by contacting you through your SNAPnTAP Dashboard, email address and/or the physical address listed in your SNAPnTAP account.

8. Jurisdiction-specific provisions

  • EEA and UK. You may exercise your rights by contacting our DPO at [email protected].  If you are a resident of the EEA or if SNAPnTAP Europe is identified as your data controller, and you believe our processing of your information contradicts the General Data Protection Regulation (GDPR), you may direct your questions or complaints to the Irish Data Protection Commission. If you are a resident of the UK, direct your questions or concerns to the UK Information Commissioner’s Office. Where Personal Data is used for regulated financial activities in Europe, SNAPnTAP Europe is considered the controller. 
  • United States. If you are a consumer located in the United States (“US”), we process your personal information in accordance with US privacy laws, including the California Consumer Privacy Act ( “CCPA”), Colorado Privacy Act, Connecticut Act Concerning Personal Data Privacy and Online Monitoring, Florida Digital Bill of Rights, Montana Consumer Data Privacy Act, Oregon Consumer Privacy Act, Texas Data Privacy and Security Act, Utah Consumer Privacy Act, and Virginia Consumer Data Protection Act. For specific details, please see here. SNAPnTAP uses cookies, including advertising cookies, as described in our Cookie Policy.
    • Your Rights and Choices. As a US consumer and subject to certain limitations under US privacy laws, you may have choices regarding our use and disclosure of your Personal Data (learn more about data subject rights metrics). In addition to the above rights, other rights include:
      • Exercising the right to know: You have a right to request additional information about the categories of personal information collected, sold, disclosed, or shared; purposes for which this personal information was collected, sold, or shared; categories of sources of personal information; and categories of third parties with whom we disclosed or shared this personal information.
      • Exercising the right to opt-out from a sale or sharing: We do not transfer your personal data to third parties in exchange for payment. However, as noted above, we may provide the data to third party partners, such as advertising partners, analytics providers, and social networks, who assist us in advertising our products and Services to you. Because these third parties may use the data SNAPnTAP provides for their own purposes, SNAPnTAP’s provision of data to these parties may be considered a data “sale” or “sharing” as those terms are defined under the CCPA and other applicable US privacy laws. You can opt out of targeted advertising and any related data “sales” or “sharing” here.
      • Exercising the right to limit the use or sharing of Sensitive Personal Information: We do not sell or share Sensitive Personal Information as defined by US privacy laws and have not done so in the past 12 months. Learn more about our collection and use of Sensitive Personal Information over the last 12 months here.
    • To submit a request to exercise any of the rights described above, please contact us using the methods described in the Contact Us section below. Please note that rights under some U.S. state laws do not apply to Personal Data we collect, process, and disclose when you act as a consumer to obtain financial products or services from SNAPnTAP for individual or household purposes. The federal Gramm-Leach Bliley Act may govern how SNAPnTAP shares and protects that data instead. See our US Consumer Privacy Notice below for more information.
    • We will verify your request by asking you to send it from the email address associated with your account or requiring you to provide information necessary to verify your identity, including name, address, transaction history, photo identification, and other information associated with your account.
    • You may designate, in writing or through a power of attorney, an authorized agent to make requests on your behalf to exercise your rights under the CCPA. Your agent may submit a request on your behalf by contacting us using the methods described in the Contact Us section below. We may still require you to directly verify your identity and confirm that you gave the authorized agent permission to submit the request.
  • Global Privacy Control signals. SNAPnTAP honors the Global Privacy Control (GPC) opt-out preference signals. Learn More.

9. Contact us

If you have any questions or complaints about this Policy, please contact us. If you are an End Customer (i.e., an individual doing business or transacting with a Business User), please refer to the privacy policy or notice of the Business User for information regarding the Business User’s privacy practices, choices and controls, or contact the Business User directly.

10. US Consumer Privacy Notice

The following Consumer Privacy Notice applies to you if you are an individual who resides in the United States and obtains financial services from SNAPnTAP primarily for your own personal family or household purposes.

Last updated: January 16, 2024

FACTS

WHAT DOES SNAPnTAP DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Contact details

• Business details

• Payment, transaction, and purchase information and history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons SNAPnTAP chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does SNAPnTAP Share?

Can you limit this sharing

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and Services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes – information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you if you are a Link user

Yes

Yes

For nonaffiliates to market to you if you are a Financial Connections user

No

We don’t share

 

To limit our sharing

Login to your Link account at app.link.com/account and toggle off data sharing from the Account menu.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Contact us at [email protected]

 

Who we are

Who is providing this notice?

SNAPnTAP, a Dyne Technologies Inc. Company, and their affiliates that provide consumers services in Europe

What we do

How does SNAPnTAP protect my personal information?

To protect your personal information from unauthorized access, destruction, loss, alteration, or misuse we use security measures to comply with federal law.  These measures include computer safeguards and secured files and buildings.  We impose access controls along with ongoing monitoring to prevent data misuse, and we require our service providers to take similar steps to protect your information.

How does SNAPnTAP collect my personal information?

We collect your personal information, for example, when you

• open a SNAPnTAP account;

• ask SNAPnTAP to process a payment for goods or services;

• provide bank account information to SNAPnTAP using Financial Connections

We also collect your personal information from others, such as affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes — information about your creditworthiness

• affiliates from using your information to market to you

• sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See the Other Important Information section below for more information on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include companies operating under the SNAPnTAP name, such as Hotel MagIQ, QiosQs, SNAPnPAY, Locol.ai and TableTab

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

• Nonaffiliates with which we share personal information include service providers that perform services or functions on our behalf, Business Users with which you choose to transact, partners with which we share data to provide you with services, and advertising partners, analytics providers, and social networks, who assist us in advertising our Services to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include financial companies we partner with to provide you with financial services.

Other important information

Vermont: If your account with us is associated with a Vermont billing address, we will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.  For joint marketing, we will only disclose your name, contact information, and information about your transactions.  Additional information concerning our privacy policies can be found in our Privacy Policy and Privacy Center.

California: If your account with us is associated with a California billing address, we will not disclose Personal Data we collect about you except to the extent permitted under California law.  For instance, we may disclose your Personal Data as necessary to process transactions or provide products and services you request, at your instruction, as required for institution risk control, and to safeguard against fraud, identity theft, and unauthorized transactions.

For additional information about our privacy practices, please visit the  SNAPnTAP Privacy Center.

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